Before signing a policy, read it closely to be sure the terms match the premium and coverage you were looking for. Watch out for any language that will give the insurance company more flexibility than you would like in covering a claim.
For an auto policy, pay special attention to the rates, accident forgiveness, safe driving bonuses, rewards, and replacements. For life insurance, make sure you understand the level of coverage you need, the different kinds of insurance policies, the premium payments, renewal policies, and how many people are covered.
