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Eight steps to getting the right insurance policy at the right price

Comparing insurance policies is tough. However, by following these eight steps, you can simplify the process and find the right insurance policy for you.

6. Be alert for suspicious activity

Sue Ogrocki/AP/File
In this November 2012 photo, John Doak, Oklahoma's insurance commissioner, points out a Chevrolet Tahoe his department recently purchased as part of an expanded focus on criminal insurance fraud. If an insurance company offers you something that seems illegal, report it.

Do not purchase a plan from a company that makes you uneasy or does anything suspicious. If an insurance agent offers you a deal that seems strange, immediately report the agent to federal agencies including the FBI  (at fbi.gov) and look elsewhere for coverage. Also, be aware of scams. Scammers may try to steal your information by asking for more than is necessary to give you an insurance quote. Never give away your Social Security number or financial information over the phone or Internet.

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