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Americans are facing an unprecedented tax increase of nearly $500 billion on Jan. 1, 2013, from the so-called "fiscal cliff." Are you ready? Here are 10 year-end tax strategies I recommend:
Once you have put in the maximum your employer will match, you don’t want to risk deferring income into a higher tax bracket. Wait until 2013 to start maximizing pre-tax 401(k) contributions again. You could switch to making Roth 401(k) contributions if your employer offers the option.
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