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Americans are facing an unprecedented tax increase of nearly $500 billion on Jan. 1, 2013, from the so-called "fiscal cliff." Are you ready? Here are 10 year-end tax strategies I recommend:
Because it’s tax-free, a municipal bond paying 3 percent is equal to a taxable bond paying 4.6 percent in the 35 percent bracket. It will be equal to 5 percent in a 39.6 percent bracket.
Taxpayers in higher brackets should move to municipals in their nonqualified (taxable) accounts.
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