Kids often use family computers. Since most kids don’t have credit cards, you might think that they’re not vulnerable to financial crimes, but if children share a computer or device with parents, their online activities can affect all users, including any online shopping, banking or work parents do at home (be careful when logging into your work network from a shared computer). And parents will want to be aware that, if kids check browser history, they can be exposed to sites their parents visit on the family computer.

Dave Wallis/The Forum/AP
Kids spend just as much – if not more – time online as adults do and need to understand some basic rules of cybersecurity.