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Five ways to get the most from your credit card

Credit card companies are using incentives to keep customers using their plastic. Here are five incentives you can use to get the most out of your credit card:

3. Price guarantees

Kiichiro Sato/AP/File
A Citi Bank sign is on display in Chicago. Citi offers credit cards that offer 'price protection' for consumers who buy something and then quickly find a lower price.

  • By David Bakke Contributor

If you find that an item you've purchased with your credit card is available elsewhere at a reduced price, you may be able to get a refund. Several cards offer "price protection," which allows you a certain grace period after making a purchase to claim your money back should that price be reduced. Both Citi and Chase offer credit cards with this feature. Read the fine print and make sure you understand the terms and conditions that apply before claiming your refund.

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