Eight steps to getting the right insurance policy at the right price

Comparing insurance policies is tough. However, by following these eight steps, you can simplify the process and find the right insurance policy for you.

4. Call the top contenders

Shannon Stapleton/Reuters/File
The MetLife building is seen in New York in this 2010 file photo. Once you've narrowed down your choices, call the top companie offering the insurance you want and rank them by price.

Once you have narrowed down your options, call the company’s representative to get a direct quote and answers to more specific questions you may have (a good one: "Do I qualify for any additional discounts?"). Be sure to ask the representative to e-mail you the quote they give, so you have a confirmation of the amount in writing.

Follow the same procedure for each of your picks, then rank them according to price.

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