Card Hub named this the worst balance transfer credit card on the market because it has the least attractive introductory offer – 9.99 percent for six months – and charges a 3 percent balance transfer fee as well as a $495 annual fee.
Arnd Wiegmann/Reuters
The UBS logo is placed in front of a Zurich office of the Swiss bank in this December 2012 photo. Card Hub says UBS's Preferred Visa Signature credit card has the worst balance transfer deal among credit cards.