Each spouse should have a credit card in his or her own name to build an individual credit score. Keep that card for a long time. Use the card for several purchases each month and pay the bill in full immediately. Building a long-term payment history with one or two credit cards is an important factor in your credit score.
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Credit cards are pictured in a wallet in Washington, D.C., Feb. 21, 2010. Just because you're getting married doesn't mean you shouldn't have a credit card in your own name. It will help build your credit score.